Earnin: Get Cash Before Payday
by Activehours Inc.
🗂️ Finance
Version 12.23 đź’ľ 42 Mb
đź“… Updated March 29, 2022
Get up to 500 dollars per paycheck, & get paid the same day you work.
Features Earnin: Get Cash Before Payday
Earnin is a simple way to access your earnings before payday—and live life on your terms.
Get up to $100/day or $500/paycheck to cover any expense.‡Cash advances and loans can be confusing, misleading, and costly.
With Earnin, you can tap into the funds you’re already earning—for free.[1] Unexpected bill or upcoming rent?
We got you.
With Earnin, there’s no interest, no credit checks, and no surprises.‡Here’s how it works: If you cash out $100, you get $100.
Add an optional tip to support the community, and that’s it.[2] When payday comes around, we’ll deduct the $100 you previously cashed out from your direct deposit plus any tips.
---WORKS WITH YOUR BANKQuickly receive your hard-earned cash ahead of payday, right to your bank account.
We work with Bank of America, Wells Fargo, Capital One, TD Bank, Chase, Navy Federal Credit Union, PNC Bank, USAA Bank, and more.GET INSTANT DEPOSITS Access your earnings in minutes with Lightning Speed transfers.[1] By taking advantage of the funds you’re already earning, you get a smarter (and faster) alternative to a cash advance.SAVE MORE Whereas cash advances and loans are packed with high interest and headaches, Earnin is designed to work for you with more peace of mind.
You can even save a portion of your earnings using the Tip Yourself feature, to reach your next financial goal sooner.[3]TRACK YOUR BALANCEBalance Shield Alerts send you notifications whenever your bank balance runs low.[4]PLAN FOR RECURRING PAYMENTS The Earnin Financial Calendar also lets you know in advance when you have recurring payments coming up—no money surprises here.BACKED BY 24/7 SUPPORT Questions or issues?
Our Live Chat team is available 24/7, 365 days a year.
GET STARTED IN 5 STEPS 1.
Add your bank account and debit card.2.
Add the employer you get your paycheck from.3.
Verify your work email.
Don’t have one?
Turn on Location Permissions, and we’ll automatically add earnings to your Earnin account when we see you’re at your work address.4.
Well verify your bank account, debit card, and confirm your hours worked.
Then, Cash Out up to $100 per day (up to $500 per paycheck) and tip what you think is fair (between $0-14).
[2]5.
On payday, we’ll debit your account for the money you cashed out + tips.*For example, if you cash out $100 your future repayment is $100.
Earnin has no legal right to repayment.
For more information please see Earnin’s terms and conditions: earnin.com/TOS.---Earnin is not affiliated with Chime, Dave, Albert, Brigit, CashNetUSA, Empower, Klover, MoneyLion, Cleo, Cash App, Daily Pay, Google Pay or Credit Karma.Earnin is not a payday loan, a personal loan, or an app to borrow money.
Theres no interest or APR to cash out from your paycheck.
Earnin does not require a minimum or maximum repayment time frame.
Its simply your money, when you want it.
Join Earnin today, and start making any day payday.‡ Earnin does not sell your personal data to third parties.
Learn more about our privacy policy: earnin.com/tos.---Disclaimers:[1] Fees may apply to use Lightning Speed.
Lightning Speed may not be available to all Community Members.
Cash Outs may take up to thirty minutes, actual transfer speeds will depend on your bank connection.‡[2] Tipping options will vary between tools.‡[3] Tip Yourself Account funds are held with Evolve Bank & Trust, member FDIC and FDIC insured up to $250,000.
Tip Yourself is a 0% Annual Percentage Yield and $0 monthly fee service.
Your Tip Yourself Account and any Tip Jars are not Savings Accounts.‡[4] Balance Shield Cash Outs are subject to your available earnings and daily/pay period Max.‡**Current referral promotion valid thru May 15, 2022.‡‡ Restrictions and/or third party fees may apply.
For more info and for our privacy policy, visit earnin.com/privacyandtermsWe update the app regularly to improve the experience of our community members.
The latest version includes several bug fixes and performance enhancements.
Secure & Private
Your data is protected with industry-leading security protocols.
24/7 Support
Our dedicated support team is always ready to help you.
Personalization
Customize the app to match your preferences and workflow.
See the Earnin: Get Cash Before Payday in Action
What Our Users Say
Don't just take our word for it. Here's what our users have to say about our Android app.
"Really helps me stay ahead"
Eric M
"Great when you are in a tight spot"
Matthew Dickerson
"It's easy to use and convenient."
Shawn Szymanski
"Such a great app!! Easy to use and can get everything set up quickly!"
Whitney Crites
"Doesn't work with Dave. So I uninstalled app. No point continuing. Lost a consumer. Epic fail!"
Wes C
"Customer service sucks never help with the problem always puts it off almost every week I have a problem taking a small loan out only site I ever have problems with not worth the download"
Michael Markidis
"Helps out in tough times"
Xavier Kennedy-Means
"Horrible app, hasn't added my hours in two weeks and will not update as I go to work everyday. Fix the error. The app was fine the first two days and never worked again."
J’Frankiee Chosen
"The bank disconnect issues are by far a major issue with ghost app. I've been a customer for over 3 years and everytime I go to use it I have to reconnect something! This last time waiting over two weeks and counting for the connection issue to be resolved, and I can't even access my own money that is on MY tip jar because of this. Totally unacceptable."
Karissa Friday
"I don't think I like this app anymore I can't even get an advance due to my chime card when I specifically looked for an app that accepts chime clearly I was wrong"
Sandtago Jackson
Get the App Today
Available for Android 8.0 and above